{"id":2508,"date":"2021-07-27T19:42:21","date_gmt":"2021-07-27T17:42:21","guid":{"rendered":"https:\/\/evokedigital.co.bw\/blog\/?p=2508"},"modified":"2022-05-12T12:56:09","modified_gmt":"2022-05-12T10:56:09","slug":"credit-debit-card-is-compromised","status":"publish","type":"post","link":"https:\/\/evokedigital.co.bw\/blog\/how-tos\/credit-debit-card-is-compromised\/","title":{"rendered":"Positive Steps for credit\/debit card security is compromised"},"content":{"rendered":"\n<p>Credit or debit card fraud is always a great concern, with the ways people hack you growing every day. They are much smarter and sneakier than ever. What can you do if you feel your <a href=\"https:\/\/en.wikipedia.org\/wiki\/Credit_card_fraud\" target=\"_blank\" rel=\"noopener\">security is compromised<\/a>.  Here are some basic steps <\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>1. Check your accounts for unauthorized charges or debits and continue monitoring your debit card activity<\/strong><\/h5>\n\n\n\n<p>If you have online or mobile access to your accounts, check your transactions as frequently as possible. If you receive paper statements, be sure to open them and review them closely. If your provider offers it, consider signing up for email or text alerts.<\/p>\n\n\n\n<p>Report even small problems right away. Sometimes thieves will process a small debit or charge against your account and return to take more from your bank account or add more charges to your credit card if the first smaller debit or charge goes through. And keep paying attention\u2014fraudulent charges to your card or fraudulent debits to your bank account might occur many months after the theft of your information during a data breach.<\/p>\n\n\n\n<h3 class=\"has-normal-font-size wp-block-heading\"><strong>2. Report a suspicious charge or debit immediately<\/strong><\/h3>\n\n\n\n<p>Contact your bank or card provider immediately if you suspect an unauthorized debit or charge. If a thief charges items to your account, you should cancel the card and have it replaced before more transactions come through. Even if you\u2019re not sure that PIN information was taken, consider changing your PIN just to be on the safe side.<\/p>\n\n\n\n<p>If your physical credit card has not been lost or stolen, you\u2019re not responsible for unauthorized charges. You can protect yourself from being liable for unauthorized debit card charges by reporting those charges immediately after you find out about them or they show up on your bank statement.<\/p>\n\n\n\n<p>If you spot a fraudulent transaction, call the card provider\u2019s toll-free customer service number immediately.&nbsp;Follow up with a written letter. Your monthly statement or error resolution notice will tell you how and where to report fraudulent charges or billing disputes.<\/p>\n\n\n\n<p>When you communicate in writing, be sure to keep a copy for your records. Write down the dates you make follow-up calls and keep this information together in a file.<\/p>\n\n\n\n<p>If your card or&nbsp;PIN was lost or stolen, different rules may apply. Your timeline for reporting after your card, PIN, or other access device is lost or stolen is tied to when you discover the loss or theft or when unauthorized transactions show up on your bank statement. Therefore, you should make the report as soon as you know that there is a problem<\/p>\n\n\n\n<h3 class=\"has-normal-font-size wp-block-heading\"><strong>3. Submit a complaint if you have an issue with your bank or card provider\u2019s response<\/strong><\/h3>\n\n\n\n<p>Debit card issuers should investigate the charges (generally within 10 business days) and take action quickly (generally within 3 business days). For your credit card, it can take longer, but you don\u2019t have to pay the charge while it\u2019s under investigation. You also have a right to see the results of their investigations.<\/p>\n\n\n\n<h3 class=\"has-normal-font-size wp-block-heading\"><strong>4. Know when to ignore anyone contacting you to \u201cverify\u201d your account information by phone or email<\/strong><\/h3>\n\n\n\n<p>This could be a common scam, often referred to as \u201cphishing,\u201d to steal your account information. Banks and credit unions never ask for account information through phone or email that they initiate. If you receive this type of contact, you should immediately call your card provider (using a customer service number that you get from a different source than the initial call or email) and report it.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Check out the arcticles on <a href=\"https:\/\/evokedigital.co.bw\/blog\">Skymartbw Blog<\/a> on <a href=\"https:\/\/evokedigital.co.bw\/blog\/how-tos\/how-to-buy-online-without-a-credit-card\/\">shopping online with your debit card<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit or debit card fraud is always a great concern, with the ways people hack you growing every day. They are much smarter and sneakier than ever. What can you [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":false,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[2,10],"tags":[],"class_list":["post-2508","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-tos","category-tech"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg","uagb_featured_image_src":{"full":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",550,443,false],"thumbnail":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked-150x150.jpg",150,150,true],"medium":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked-300x242.jpg",300,242,true],"medium_large":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",550,443,false],"large":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",550,443,false],"1536x1536":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",550,443,false],"2048x2048":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",550,443,false],"web-stories-poster-portrait":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",550,443,false],"web-stories-publisher-logo":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",96,77,false],"web-stories-thumbnail":["https:\/\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/hacked.jpg",150,121,false]},"uagb_author_info":{"display_name":"Tara Michelle","author_link":"https:\/\/evokedigital.co.bw\/blog\/author\/tara\/"},"uagb_comment_info":1,"uagb_excerpt":"Credit or debit card fraud is always a great concern, with the ways people hack you growing every day. They are much smarter and sneakier than ever. What can you [&hellip;]","jetpack-related-posts":[{"id":2273,"url":"https:\/\/evokedigital.co.bw\/blog\/guides\/paypal-in-botswana\/","url_meta":{"origin":2508,"position":0},"title":"The Essential Guide on how to use PayPal in Botswana just for you!","author":"Tara Michelle","date":"December 5, 2022","format":false,"excerpt":"PayPal in Botswana is a relatively new thing. Everyone has who has ever been on the internet long enough knows about the online payment system giant PayPal. We are here to give your this essential guide on how to use PayPal in Botswana. PayPal is an\u00a0online system\u00a0that allows you to\u2026","rel":"","context":"In &quot;Guides&quot;","block_context":{"text":"Guides","link":"https:\/\/evokedigital.co.bw\/blog\/category\/guides\/"},"img":{"alt_text":"PayPal in Botswana","src":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/PayPal-in-Botswana.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/PayPal-in-Botswana.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/PayPal-in-Botswana.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/PayPal-in-Botswana.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/PayPal-in-Botswana.png?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":2110,"url":"https:\/\/evokedigital.co.bw\/blog\/how-tos\/how-to-buy-online-without-a-credit-card\/","url_meta":{"origin":2508,"position":1},"title":"Learn How to buy online without a credit card in 7 easy steps","author":"eVoke Digital","date":"July 3, 2021","format":false,"excerpt":"When you think of online shopping and you want to make a purchase you think of using a credit or debit card to buy online. Did you know you can buy online without a credit card. Here is a list of other ways to buy and pay online without a\u2026","rel":"","context":"In &quot;How to's&quot;","block_context":{"text":"How to's","link":"https:\/\/evokedigital.co.bw\/blog\/category\/how-tos\/"},"img":{"alt_text":"how to buy online without a credit card","src":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/online-without-credit-card.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/online-without-credit-card.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/online-without-credit-card.png?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":2383,"url":"https:\/\/evokedigital.co.bw\/blog\/how-tos\/how-to-make-payments-by-paypal\/","url_meta":{"origin":2508,"position":2},"title":"How to make payments by PayPal","author":"Tara Michelle","date":"July 26, 2021","format":false,"excerpt":"To send a\u00a0payment\u00a0with\u00a0PayPal: Click Send and Request at the top of the page.Select the type of\u00a0payment.Enter your recipient's email address and the amount.Choose the\u00a0payment\u00a0type and click Continue.Review the details. ...Click Continue.Review your\u00a0payment\u00a0and click Send Money. How do I pay someone on PayPal without an account? If you don't have a\u2026","rel":"","context":"In &quot;How to's&quot;","block_context":{"text":"How to's","link":"https:\/\/evokedigital.co.bw\/blog\/category\/how-tos\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/paypal-pay.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/paypal-pay.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2021\/07\/paypal-pay.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":4508,"url":"https:\/\/evokedigital.co.bw\/blog\/lifestyle\/best-savings-accounts-in-botswana\/","url_meta":{"origin":2508,"position":3},"title":"Top 3 Best Savings Accounts in Botswana: Your Ultimate Guide to Choosing the Right Savings Account","author":"eVoke Digital","date":"March 28, 2023","format":false,"excerpt":"Looking for the Best Savings Accounts in Botswana? Saving money is an important part of personal finance management, and choosing the right savings account can make all the difference. Botswana offers a range of savings accounts with varying interest rates, fees, and features. With so many options available, it can\u2026","rel":"","context":"In &quot;Lifestyle&quot;","block_context":{"text":"Lifestyle","link":"https:\/\/evokedigital.co.bw\/blog\/category\/lifestyle\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/03\/Best-Savings-Accounts-in-Botswana-Blog-Skymart.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/03\/Best-Savings-Accounts-in-Botswana-Blog-Skymart.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/03\/Best-Savings-Accounts-in-Botswana-Blog-Skymart.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/03\/Best-Savings-Accounts-in-Botswana-Blog-Skymart.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/03\/Best-Savings-Accounts-in-Botswana-Blog-Skymart.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":2063,"url":"https:\/\/evokedigital.co.bw\/blog\/how-tos\/how-to-use-pay2cell\/","url_meta":{"origin":2508,"position":4},"title":"How to use Pay2cell, its easy!","author":"eVoke Digital","date":"December 5, 2022","format":false,"excerpt":"Pay2cell is a mobile payment service provided by First National Bank Botswana and will show you how to use Pay2cell. Pay2cell works on any device including feature phones, android and iOS that supports USSD function. 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Follow this guide now. The First National Bank (FNB) eWallet is a digital system that allows FNB customers in Botswana and South Africa to send and receive funds through their cellphones. The eWallet allows FNB customers to send money\u2026","rel":"","context":"In &quot;How to's&quot;","block_context":{"text":"How to's","link":"https:\/\/evokedigital.co.bw\/blog\/category\/how-tos\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/01\/Reverse-eWallet-in-Botswana-and-South-Africa-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/01\/Reverse-eWallet-in-Botswana-and-South-Africa-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/01\/Reverse-eWallet-in-Botswana-and-South-Africa-1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/01\/Reverse-eWallet-in-Botswana-and-South-Africa-1.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/evokedigital.co.bw\/blog\/wp-content\/uploads\/2023\/01\/Reverse-eWallet-in-Botswana-and-South-Africa-1.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]}],"jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/posts\/2508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/comments?post=2508"}],"version-history":[{"count":2,"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/posts\/2508\/revisions"}],"predecessor-version":[{"id":3188,"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/posts\/2508\/revisions\/3188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/media\/2509"}],"wp:attachment":[{"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/media?parent=2508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/categories?post=2508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evokedigital.co.bw\/blog\/wp-json\/wp\/v2\/tags?post=2508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}